Barrenkula Real Estate Inc.

Build Generational Wealth Through Private Real Estate & Mortgages

Barrenkula Real Estate Inc. provides individual and accredited Canadian investors with direct access to professionally managed multi-family apartment portfolios and conservatively underwritten private mortgage trusts across Ontario and New Brunswick.

Eligible for Registered Plans: RRSP TFSA RESP RRIF LIRA Corporate Accounts

Barrenkula Apartment Fund I (GTA West Corridor)

Ontario Open for Subscription

Purpose-Built Multi-Residential

Barrenkula Apartment Fund I (GTA West Corridor)

📍 Milton & Halton Region, ON

Institutional-grade portfolio of mid-rise multi-family residential assets located in high-growth commuter corridors across Milton and the Greater Golden Horseshoe. Focused on stable monthly cash distributions and net asset value appreciation.

Target Return 9.5% - 12.0% Net IRR

Min. Investment $25,000 CAD

Distributions Monthly (Cash or DRIP)

New Brunswick Open for Subscription

Multi-Family Residential

Atlantic Income & Workforce Housing LP

📍 Edmundston & Moncton, NB

High-yield multi-family rental communities across Edmundston and key New Brunswick economic hubs. Capturing strong going-in cap rates, low regional vacancy, and value-add suite modernization upside.

Target Return 10.2% - 13.5% Net IRR

Min. Investment $15,000 CAD

Distributions Monthly

Barrenkula First-Lien Private Mortgage Trust (MIC)

Multi-Provincial Open for Subscription

Private Debt / 1st & 2nd Mortgages

Barrenkula First-Lien Private Mortgage Trust (MIC)

📍 Ontario & Atlantic Canada

Diversified pool of short-term, conservatively underwritten first and second residential and commercial bridge mortgages across urban Ontario and New Brunswick centers. RRSP, TFSA, RESP, and RRIF eligible.

Target Return 8.75% - 10.25% Annual Yield

Min. Investment $10,000 CAD

Distributions Monthly

Golden Horseshoe Industrial & Flex Logistics Trust

Ontario Limited Allocation

Light Industrial & Logistics

Golden Horseshoe Industrial & Flex Logistics Trust

📍 Milton & Mississauga, ON

Triple-net (NNN) small-bay industrial and last-mile logistics facilities strategically positioned along Highway 401 in Milton, Ontario with inflation-linked lease escalations.

Target Return 11.0% - 14.0% Net IRR

Min. Investment $50,000 CAD

Distributions Quarterly

Province / Core Market	Benchmark Price (CAD)	YoY Price Change	Multi-Family Cap Rate	Vacancy Rate	Avg 2-BR Monthly Rent	Institutional Market Outlook
Ontario (GTA & Halton) ON	$868,400	+2.8%	4.65%	1.7%	$2,640 / mo	Core Stability / High Rental Demand
New Brunswick (Edmundston / Moncton) NB	$318,900	+7.4%	6.85%	1.5%	$1,480 / mo	High Cash Yield & Strong Growth
Alberta (Calgary / Edmonton) AB	$514,200	+6.9%	5.75%	2.1%	$1,890 / mo	Strong In-Migration Expansion
Nova Scotia (Halifax Regional) NS	$442,500	+4.5%	5.40%	1.2%	$2,150 / mo	Supply-Constrained Growth
Quebec (Montreal / Gatineau) QC	$526,800	+3.9%	5.10%	1.8%	$1,920 / mo	Resilient Multi-Family Fundamentals
British Columbia (Lower Mainland) BC	$974,600	+1.6%	4.15%	1.1%	$2,980 / mo	Capital Preservation / Low Vacancy

Province / Core Market

Benchmark Price (CAD)

YoY Price Change

Multi-Family Cap Rate

Vacancy Rate

Avg 2-BR Monthly Rent

Institutional Market Outlook

                                
                                    Ontario (GTA & Halton)
                                    ON
                                
                                $868,400
                                +2.8%
                                4.65%
                                1.7%
                                $2,640 / mo
                                Core Stability / High Rental Demand
                            

                                
                                    New Brunswick (Edmundston / Moncton)
                                    NB
                                
                                $318,900
                                +7.4%
                                6.85%
                                1.5%
                                $1,480 / mo
                                High Cash Yield & Strong Growth
                            

Alberta (Calgary / Edmonton) AB

$514,200

+6.9%

5.75%

2.1%

$1,890 / mo

Strong In-Migration Expansion

Nova Scotia (Halifax Regional) NS

$442,500

+4.5%

5.40%

1.2%

$2,150 / mo

Supply-Constrained Growth

Quebec (Montreal / Gatineau) QC

$526,800

+3.9%

5.10%

1.8%

$1,920 / mo

Resilient Multi-Family Fundamentals

British Columbia (Lower Mainland) BC

$974,600

+1.6%

4.15%

1.1%

$2,980 / mo

Capital Preservation / Low Vacancy

Financial Institution	Institution Category	Prime / Policy Rate	1-Year Fixed	5-Year Fixed	5-Year Variable	Private 1st Mortgage Yield
Bank of Canada (Benchmark)	Central Bank Policy	3.75% (Overnight)	—	4.39% (Qualifying)	—	—
Royal Bank of Canada (RBC)	Schedule I Chartered Bank	5.95%	5.74%	4.69%	5.45%	8.50% - 10.25% (Private Alt)
TD Canada Trust	Schedule I Chartered Bank	5.95% (6.10% Mtg)	5.79%	4.74%	5.55%	8.50% - 10.25% (Private Alt)
Scotiabank (BNS)	Schedule I Chartered Bank	5.95%	5.84%	4.69%	5.50%	8.50% - 10.25% (Private Alt)
BMO (Bank of Montreal)	Schedule I Chartered Bank	5.95%	5.79%	4.74%	5.45%	8.50% - 10.25% (Private Alt)
CIBC	Schedule I Chartered Bank	5.95%	5.74%	4.69%	5.50%	8.50% - 10.25% (Private Alt)
Barrenkula Private Lending Desk	Private MIC / Direct Lending	5.95% Ref.	8.75% - 10.50%	Short-Term Bridge Only	Prime + 2.80%	8.75% - 11.25% Net Investor Yield

Financial Institution

Institution Category

Prime / Policy Rate

1-Year Fixed

5-Year Fixed

5-Year Variable

Private 1st Mortgage Yield

Bank of Canada (Benchmark)

Central Bank Policy

3.75% (Overnight)

—

4.39% (Qualifying)

—

Royal Bank of Canada (RBC)

Schedule I Chartered Bank

5.95%

5.74%

4.69%

5.45%

8.50% - 10.25% (Private Alt)

TD Canada Trust

Schedule I Chartered Bank

5.95% (6.10% Mtg)

5.79%

4.74%

5.55%

8.50% - 10.25% (Private Alt)

Scotiabank (BNS)

Schedule I Chartered Bank

5.95%

5.84%

4.69%

5.50%

8.50% - 10.25% (Private Alt)

BMO (Bank of Montreal)

Schedule I Chartered Bank

5.95%

5.79%

4.74%

5.45%

8.50% - 10.25% (Private Alt)

CIBC

Schedule I Chartered Bank

5.95%

5.74%

4.69%

5.50%

8.50% - 10.25% (Private Alt)

                            Barrenkula Private Lending Desk
                            Private MIC / Direct Lending
                            5.95% Ref.
                            8.75% - 10.50%
                            Short-Term Bridge Only
                            Prime + 2.80%
                            8.75% - 11.25% Net Investor Yield
                        

Build Generational Wealth Through Private Real Estate & Mortgages

Portfolio Target Benchmarks

Active Investment Offerings

Barrenkula Apartment Fund I (GTA West Corridor)

Atlantic Income & Workforce Housing LP

Barrenkula First-Lien Private Mortgage Trust (MIC)

Golden Horseshoe Industrial & Flex Logistics Trust

Canadian Provincial Real Estate Statistics

Canadian Bank & Prime Interest Rates

How Private Mortgages Work in Canada

Capital Pooling & Subscription

Institutional Underwriting (≤ 65% LTV)

Monthly Interest Servicing & Yield

Monthly Distributions & Lien Security

Active Direct Property Ownership

Barrenkula Private Passive Investing

Our Corporate Offices

Milton, Ontario Office

Edmundston, New Brunswick Office

Request an Offering Memorandum

Why Institutional & Individual Investors Choose Barrenkula